Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the website, products, and services provided by Belqavino ("we", "us", "our"). By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our services.
This is a general template provided for informational purposes only and does not constitute legal advice. It should be reviewed and adapted by a qualified professional to ensure compliance with applicable laws before use.
1. Acceptance of Terms
By accessing our website, requesting a briefing, or otherwise engaging with Belqavino, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. These Terms apply to all visitors, users, and clients who access or use our services.
2. Description of Services
Belqavino provides AI-driven data analysis and decision-support tools intended to assist businesses with cash management, risk assessment, and capital allocation decisions. Our services are provided on an "as is" and "as available" basis, and we reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.
3. No Financial or Professional Advice
Information, analysis, and outputs generated through Belqavino's services are provided for general informational purposes only and do not constitute financial, investment, legal, tax, or professional advice of any kind. Any decisions made based on our services are made at your own discretion and risk. We strongly recommend consulting qualified professionals before making material business or financial decisions.
4. Eligibility and Account Responsibilities
You must be authorized to act on behalf of your organization to engage with our services. You are responsible for maintaining the confidentiality of any credentials associated with your account and for all activities that occur under your account. You agree to notify us promptly of any unauthorized use or security breach.
5. Acceptable Use
When using our services, you agree not to:
- Use the services for any unlawful purpose or in violation of any applicable regulation;
- Attempt to reverse-engineer, decompile, or extract the underlying methodology or source code of our platform;
- Interfere with or disrupt the integrity or performance of our services or infrastructure;
- Resell, sublicense, or redistribute our services without prior written consent;
- Submit false, misleading, or unauthorized data through our platform.
6. Intellectual Property
All content, software, trademarks, logos, and materials associated with Belqavino, including our methodologies and analytical frameworks, are the property of Belqavino or its licensors and are protected by applicable intellectual property laws. No rights are granted to you except as expressly set out in these Terms.
7. Client Data
Any data you submit to Belqavino for analysis remains your property. We will process such data solely for the purpose of providing our services, in accordance with our Privacy Policy. You represent that you have the necessary rights and permissions to submit any data provided to us.
8. Fees and Payment
Where applicable, fees for our services will be communicated separately through a proposal, order form, or service agreement. All fees are exclusive of applicable taxes unless stated otherwise. Late payments may result in suspension of access to our services.
9. Disclaimers and Limitation of Liability
To the fullest extent permitted by law, Belqavino disclaims all warranties, express or implied, regarding the accuracy, completeness, or reliability of any analysis, forecast, or output provided through our services. Belqavino shall not be liable for any indirect, incidental, special, or consequential damages, including loss of profits, revenue, or data, arising from your use of our services, even if advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold Belqavino, its officers, employees, and affiliates harmless from any claims, damages, liabilities, or expenses arising from your breach of these Terms or your misuse of our services.
11. Third-Party Links and Services
Our website or services may contain links to third-party websites or integrate with third-party tools. We do not endorse and are not responsible for the content, accuracy, or practices of any third-party services referenced or linked.
12. Termination
We reserve the right to suspend or terminate your access to our services at our discretion, including in cases of suspected violation of these Terms, without prior notice. You may discontinue use of our services at any time.
13. Changes to These Terms
We may update these Terms from time to time to reflect changes in our services or applicable legal requirements. Updated Terms will be posted on this page with a revised effective date. Continued use of our services after changes are posted constitutes acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Belqavino is registered, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.
15. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
16. Contact
Questions regarding these Terms should be directed to Belqavino through the contact details provided on our website.
Last updated: this document is a general template and should be dated upon formal review and publication.